Covers Burial, Funeral, and Other End‑of‑Life Expenses
Available for Ages 45 and Up
Designed specifically for seniors who want affordable, guaranteed lifetime protection without complicated underwriting.
Whole Life Policy That Builds Cash Value
Premiums never increase, coverage never decreases.
Guaranteed Issue Options
No medical exams. No health questions. Acceptance is guaranteed for qualifying age ranges—perfect for individuals with health challenges or past medical conditions.
Fixed Premiums for Life
Your rate is locked in permanently. It will never go up due to age or health changes.
10, 20, and 30‑Year Rate Lock Options
1 Million no medical
Higher Coverage Amounts Available ($50,000 and above)
Children’s Coverage Options Also Offered
Designed for Mortgage Protection and Family Security
Coverage That Can Match or Exceed Your Remaining Mortgage Balance
Fixed Premiums That Never Increase During the Term
Benefits Paid Directly to Your Family — Not the Lender
Fast, Simplified Underwriting With No Medical Exam for Most Applicants
Optional Living Benefits for Critical, Chronic, or Terminal Illness
Accidental life coverage also
14109 Brandywine Rd
Unit 126
Brandywine, MD 20613
CIF values our clients’ needs and offers products from only top-rated companies. From family coverage, mortgage protection, final expense, IUL insurance products to fixed rate indexed annuities, we are confident that we can propose legacy solutions from a long list of the top-rated carriers that will meet our clients needs.
